Broker Check

Blog

Empowering Entrepreneurs

The topics that John writes about come straight from the voices of his entrepreneur and business owner clients.  Although having a sound financial strategy is crucial to overall success it is often pushed to the back burner for entrepreneurs since they wear so many hats.  The goal of this blog is to uncover valuable information about strategies, investments and products that may give them an edge financially so they can concentrate on the important aspects of their business.   

 

Thursday, August 15, 2019

"It's not about how much money you make, it's how much money you keep" Robert Kiyosaki. Tax deductions are not as much fun as running your business but can have a huge impact to your after-tax take home pay. Some of these tax...

 

Tuesday, August 6, 2019

A Health Savings Account (HSA) can be an extremely powerful tool for those that qualify and a lot of people do qualify for them. It is a great way to keep your health care premiums down but still have the funds...

 

Thursday, August 1, 2019

What happens to a partner’s share when they pass away, become incompetent or decide to leave the company? If there is no plan in place then things can get messy. In this article we will go through the basics with some examples...

 

Wednesday, May 22, 2019

Once again we are excited to be featured in Southbay Magazine for financial services. We would like to thank all our wonderful clients for the success of Advanced Planning Solutions, Inc. We are always striving to improve the client...

 

Tuesday, February 12, 2019

I remember learning about the components of a plant cell while in school, but never anything about a Credit Score. To this day I have only used what I learned about plant cell structures once in real life, and that was to answer a...

 

Show All

Tuesday, February 5, 2019

A balance of $1,000 on a credit card is going to cost the average card holder $178 a year in interest alone. That means that not a penny of that $178 goes toward paying off your balance. This tends to make people feel a little sick, so...

 

Friday, January 25, 2019

The good news is you made a lot of money last year, the bad news is that Uncle Sam is now knocking on your door. When a person is self-employed with no employees a SEP IRA is going to normally provide the most advantages with tax...

 

Wednesday, January 16, 2019

Most of the families who purchase Long Term Care insurance are families that have firsthand experience with a family member. Once you have helped a parent or grandparent move into a facility, and gone through the process of paying for...

 

Wednesday, January 9, 2019

Term life insurance is the most basic and cost effective form of life insurance. Here is a short example of how it works; *Example: James and Brittany are married with a child. They decide to each buy a policy on themselves making the...

 

Tuesday, November 27, 2018

One of the first steps in creating a sound retirement plan is calculating your net worth. It establishes a baseline for determining the following; How much you have for Retirement Retirement cash flows Asset allocation or mix of stocks...

 

Tuesday, November 20, 2018

A few things stand out for me after reading through this infographic provided by Nationwide Insurance. The first is that a whopping 70% of people over the age of 65 will need Long Term Care in their Lifetime, and second is that 60% of...

 

Thursday, November 8, 2018

Please take a moment to read our interview that was recently published in South Bay magazine! Hope you like it! https://southbay.goldenstate.is/profile/advanced-planning-solutions-inc/

 

Friday, December 1, 2017

Let’s Talk - This is a fairly basic overview of a profit sharing plan, how it works, and whether it might be a fit for your company. If you have additional questions feel free to reach out and ask me. In my opinion, the biggest...

 

Thursday, August 25, 2016

The first step is to take a deep breath, and have confidence that you can rid yourself of debt. You don’t want debt to burden you for the rest of your life, so make it a point to start controlling your debt today. Disclaimer!...

 

Thursday, June 30, 2016

I love mindlessly watching TV after a long day of work, and so does the rest of America. Like most of America you probably pay an average cable bill of $86/month or more to watch 10 channels out of the 190 that are offered in your...

 

Wednesday, May 25, 2016

Growing up I always heard from parents and teachers that a penny saved is a penny earned. However, since it has become such a common phrase it has lost much of its meaning. The phrase in all its generality means that continually saving...

 

Tuesday, April 26, 2016

You find out from your employer that they offer a Roth component to the 401k plan that you are a part of, but what does that mean? For more information about the infographic please visit Fidlity's website. https://www.fidelity...

 

Wednesday, March 9, 2016

Remember all those activities we were told to do as a young child? Go outside and play, go to bed, relax and take a nap, eat your veggies, share and be nice, and do your homework! Well it turns out that these are all still important in...