Pursue a

Richer Life 


Providing valuable ideas, suggestions

and alternatives so you can pursue a richer, fuller life. 

We use cutting edge financial planning software to bring you a complete picture of your financial life.  Everyone has unique financial goals and we work hard to make those dreams a reality. 

Our Process

Mission Statement

We commit to knowing your current situation in life without judgement and with complete privacy.  By knowing our clients goals, priorities, feelings and family dynamics we can provide valuable investment ideas, suggestions and alternatives so you can pursue a richer, fuller life.

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Create a


A successful relationship is built on trust and takes time.  Our first meeting is complimentary and is typically a time for us to determine if we will be a good fit for one another.

Gather Information


Understanding your goals while learning more about you and your financial life helps us put the pieces together.  Once we have this information we can start analyzing and putting a plan together

Make a Plan


After developing the plan from our meeting we begin presenting strategies and recommendations.  We will always discuss this with you before any decisions are made.

Monitor & Adjust


Once we have implemented the plan we will meet quarterly to review any changes.  We are always happy to hear from our clients so whenever you have questions please reach out. 

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Investment Philosophy

We have extensive experience investing our clients hard earned money in the stock market.  Our approach is based around time tested philosophies centered around asset allocation and behavioral finance.  

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Discussing the questions that keep you up at night.

  • Will I run out of money during retirement?

  • How should I be invested?

  • How do I handle an upcoming inheritance?

  • My spouse just passed away, what should I do?

  • When should I take Social Security?

  • How much should I be saving for retirement?

  • How much will my children's college cost?

  • Do I need life insurance?

Read our Latest Blog Posts

Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRASIPC,a broker/dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License# 0I59024.


Asset allocation, which is driven by complex mathematical models, cannot eliminate the risk of fluctuating prices and uncertain returns.  All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A diversified portfolio does not assure a profit or protect against loss in a declining market.

This site is published for residents of the United States only. Registered representatives of Cetera Advisor Networks may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information, please contact the representative(s) listed on the site or visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com.

Online Privacy Policy | Important Disclosures | Business Continuity | Privacy Policy | Order Routing Disclosure

Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

FINRA's BrokerCheck: Check the background of this investment professional on FINRA’s BrokerCheck.

225 Avenue I, Suite 201

Redondo Beach, CA 90277

Contact: (310) 792-2424

Email: John@APSadvisor.com

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