Boats in the Bay

Investment Philosophy

We have extensive experience investing our clients hard earned money in the stock market.  Our approach is based around time tested philosophies centered around asset allocation and behavioral finance. 

Scroll through to the right to learn more...

Customized Portfolios

Step by Step process we take to build your portfolio. 

Goals & Objectives

We start by understanding what you are trying to accomplish.  Are you looking for growth, income, tax sensitivity or simply to bet inflation? We have custom portfolios that fit your every need.

Taxes

"It's not about how much money you make; it's about how much money you keep." 

- Robert Kiyosaki

Risk vs. Reward

Would you lose sleep if there was a market correction?  If the answer is yes, then you are most likely invested too aggressively.  A guided conversation and risk assessment give us the information needed to build a risk adjusted portfolio. 

Performance

We compare historical performance as a benchmark but we always want to be forward looking.  Having this approach helps get in front of performance instead of chasing it. 

Diversification

Although we use a traditional asset allocation approach we have added a non-traditional layer to provide additional diversification. 

Our Investment Partners

We consistently review our investment partners in order to provide our clients with the highest quality managers in the industry.  Each manager serves a specific purpose and we use them to build out your portfolio.  After determining your risk profile, tax concerns, future income needs and goals we build out your customized portfolio giving you access to institutional asset managers.  

Learn more about each partner by clicking on their fact sheets.

Why do we have Investment Partners?

Investment partners allow us to bring together world class investment managers that specialize in specific sectors of the investment universe.  Whether it's U.S. stocks, emerging markets, municipal bonds, fixed income or real estate we can pair these specialists up to build a world class portfolio build specifically for you. 

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Polen Capital (Website)

With 30 years of experience, Polen is the growth driver and a core component of most of our portfolios.  

Blue Water
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In business for over 90 years with over $2 trillion of managed assets, they give our portfolios global exposure.

Abstract Water
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Pimco has over 50 years of experience managing the bond markets for every market environment. 

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Ocean Park (Website)

Ocean Park has over 30 years of experience and has a great track record of minimizing losses in down years.