Our Story

Advanced Planning Solutions was founded in 1999 with the goal of offering a full-service financial planning firm in a comfortable environment. One which acts as a fiduciary by putting the interests of the client above all else and not being restrained by a large company.

At the heart of the business is a hand-holding approach built on education and security. We continually educate our clients so they are comfortable and confident.

Meet The Team

Nancy Gragg, CWS®, AIF®

Nancy Gragg is CEO and Founder of Advanced Planning Solutions, Inc. and a Registered Principal with Cetera Advisor Networks LLC. Nancy has been involved in the Financial Services industry since 1978 and is a frequent guest speaker and seminar leader on Financial Planning for Women, and Retirement Planning.

Nancy is a long-time resident of Palos Verdes, where she lives with her husband Bob. They enjoy spending time with their four children and grandchildren, traveling, playing tennis and golf.

John Gragg, CFP®

John Gragg is a Certified Financial Planner and has over 10 years of industry experience. He graduated from San Diego State with a degree in Finance after which he worked for multiple investment firms prior to joining the team.

On the weekends you can find John walking with his wife and Leo along the beach or hiking around Palos Verdes.

Judy Petrelli

Judy is our Director of First Impressions and runs our day to day operations. She greets everyone with her wonderful personality, keeps the office extremely organized, and prioritizes client privacy.

On the weekends she enjoys watching her son play college basketball, taking her youngest to Disneyland or babysitting Leo.

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Leo Gragg

Leo seems to skate by and doesn't do much work around the office. However, he is very good at fetching a ball and putting a smile on your face at all times of the day.

On the weekend he enjoys belly rubs, playing catch with his ball and going on hikes.