Are you nearing retirement and feeling anxious about market volatility? You're not alone. In this video, Certified Financial Planner John Gragg breaks down why long-term investing still works—even when the headlines scream doom. Using real examples from the 2008 financial crisis, the 2020 COVID crash, and the 2022 bear market, John shows how the market always recovers—and how panic-driven decisions can hurt your retirement plans. ✅ Learn why the media overhypes market drops but ignores the steady gains ✅ Discover how to take the right amount of risk as you approach retirement ✅ Find out what it really means to “fix your roof when it’s sunny out” If you're planning to retire in the next 5-10 years, this video is a must-watch. Stay informed. Stay invested. And most importantly—stay calm. 📌 Subscribe for more retirement planning strategies and investing insights. 📞 Visit www.APSadvisor.com to schedule a free consultation.